Managing Director Niklas

Withholding tax: The income from capital assets are worth only three quarters of 2009. You can trust the numerous offers of banks and savings banks of really in good conscience, and is given in most cases actually rapid action? The financial planning Office Niklas & Lehmann informed. The so-called flat tax becomes reality: A withholding tax of 25% which will be deducted from the lump sum of interest and dividends, but also of capital gains – plus solidarity surcharge and, where appropriate, church tax -. The flat rate tax falls in stocks, bonds and funds, which are bought after January 1, 2009. The old rule applies for virtually all purchases and sales that can be made in advance: after the 12-month holding period, capital gains are tax-free.

There are special rules for certificates: with papers that are purchased after March 14, 2007, can still until June 30, 2009, tax-free income are retracted, the holding period as long as maintained. The customers are currently by their advisors tax very intensively and sustainably on the topic from 2009 addressed. \”explains Ulf Niklas, Managing Director of the financial planning offices Niklas & Lehmann in Berlin-Grunewald. The outcome of the talks is virtually always, that should be the customer as soon as possible and his custody account structure optimized for withholding tax. Each bank present for a system concept and its own investment products. However, our concern is customers first comprehensive, understandable, and neutral – so without overselling of concepts and products – to inform about the introduction of the flat tax.

\”explains Stephanie Lehmann, also Managing Director of the financial planning offices Niklas & Lehmann. Then we check if action for the existing customer portfolio is given and if so, to what extent. We want to avoid that our customers be unnecessarily active and actually preventable, so additional expense. \”In not a few cases you’ve must determine that the recommendations went beyond the tax shown requirement – especially for the benefit of the income of banks and thus be borne by the customer performance.

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