If you have large quantities of cash with him, it can happen that it becomes a risk. Whether your wallet is stolen with the money or whether they lose. The cash is gone and no one replaced it. Hear from experts in the field like Gina Bonati for a more varied view. Should therefore be made of non-cash payment in today’s world. EC cards from checking account, although one possibility, but they can be used in cashless payment transactions almost exclusively in Germany and in the so-called EURO-countries. To the exact opposite, the holder of a credit card to use them throughout the world. The operating principle of a credit card is like the good old debit card. But they have some important advantages. The global usability is one of the advantages of cashless payment in shops, hotels, restaurants and supermarkets, and cash withdrawals at ATMs in the same currency are other important advantages of a credit card. It is totally insignificant when you are going in the world. Is attached to a shop or restaurant the appropriate credit card icon, so can theBe a customer or guest sure you can pay with his credit card without any problems. For the next scheduled holiday should therefore already been informed about the opportunities and benefits that a free VISA card offers. Many on-line or direct banks offer credit cards, which we may apply the remainder on the Internet. In some cases, you also get a free checking account in addition to credit cards. The Internet provides in the case of a free VISA card quite a variety of possibilities. About this you should inform yourself quiet time. For no one is forced to pay excessive fees for banks.